valorinavethys

Introduction and Overview

valorinavethys operates as a comprehensive financial scenario modeling platform, serving clients across Australia and internationally. This privacy policy explains how we collect, use, store, and protect your personal information when you interact with our services, website, or educational programs.

We are committed to protecting your privacy and maintaining transparency about our data practices. This policy complies with the Australian Privacy Principles (APPs) under the Privacy Act 1988 and other applicable data protection regulations.

By using our services, you consent to the collection and use of information in accordance with this policy. We encourage you to read this document carefully and contact us if you have any questions.

Information We Collect

Personal Information

Contact details including name, email address, phone number, and postal address
Professional information such as job title, company name, and industry sector
Financial modeling preferences and usage patterns within our platform
Educational background and certification status for our learning programs
Payment information and billing details for subscription services

Technical Information

Our systems automatically collect technical data to improve service delivery and security. This includes IP addresses, browser types, device information, operating systems, and usage analytics. We also track user interactions within our financial modeling tools to optimize performance and identify areas for improvement.

Data Type	Purpose	Retention Period
Account Information	Service delivery and account management	Duration of relationship plus 7 years
Usage Analytics	Platform optimization and feature development	24 months from collection
Financial Data	Scenario modeling and reporting	Per user deletion request or account closure

How We Use Your Information

Your information helps us deliver personalized financial modeling services and maintain our platform's security. We use personal data to create custom scenario models, provide technical support, and deliver educational content tailored to your professional needs.

Primary Uses

Providing access to our scenario modeling platform and tools
Processing payments and managing subscription accounts
Delivering educational programs and certification tracking
Providing customer support and technical assistance
Sending service updates and important account notifications

We analyze usage patterns to understand which features provide the most value to our users. This helps us prioritize development efforts and create more effective financial modeling tools. All analysis is conducted with appropriate privacy safeguards in place.

Data Sharing and Third Parties

We maintain strict controls over data sharing and only work with trusted partners who meet our security standards. Personal information is never sold to third parties for marketing purposes.

Authorized Sharing Includes

Payment processors for secure transaction handling
Cloud hosting providers with appropriate security certifications
Educational partners for joint certification programs
Legal and regulatory authorities when required by law

International Transfers

Some of our service providers operate internationally. When personal information is transferred outside Australia, we ensure appropriate safeguards are in place through contractual arrangements and adequacy decisions where applicable.

Your Rights and Choices

Under Australian privacy law, you have several rights regarding your personal information. We're committed to making these rights accessible and responding to requests promptly.

Access and Control

Request access to personal information we hold about you
Correct inaccurate or outdated information in your account
Request deletion of your account and associated data
Opt out of marketing communications at any time
Export your financial models and scenario data

To exercise these rights, contact our privacy team using the details provided below. We'll respond within 30 days and may request additional information to verify your identity before processing certain requests.

Please note that some information may be retained for legitimate business purposes, such as maintaining financial records for regulatory compliance or preserving data necessary for ongoing service delivery.

Security and Data Protection

We implement comprehensive security measures to protect your information from unauthorized access, alteration, or disclosure. Our security framework includes both technical and organizational safeguards designed to address the specific risks associated with financial data processing.

Technical Safeguards

End-to-end encryption for data transmission and storage
Multi-factor authentication for account access
Regular security audits and penetration testing
Automated backup systems with secure off-site storage
Network monitoring and intrusion detection systems

Our staff receive regular privacy and security training, and access to personal information is limited to employees who need it for their specific job functions. We maintain detailed access logs and conduct regular reviews of data handling practices.

Data Retention and Deletion

We retain personal information only for as long as necessary to fulfill the purposes for which it was collected, comply with legal obligations, and resolve disputes. Different types of information have different retention periods based on their purpose and regulatory requirements.

Retention Schedules

Account information and service usage data are typically retained for the duration of your relationship with us, plus seven years for financial record-keeping requirements. Educational records for certification programs may be retained longer to maintain the integrity of our certification system.

When information reaches the end of its retention period, we securely delete it from our systems. You can request immediate deletion of your account at any time, though we may retain certain information where required by law or for legitimate business purposes such as fraud prevention.

Cookies and Tracking Technologies

Our website uses cookies and similar technologies to enhance your browsing experience, analyze site traffic, and improve our services. These technologies help us remember your preferences, maintain your session, and gather insights about how our platform is used.

Essential cookies for platform functionality and security
Analytics cookies to understand user behavior and improve features
Preference cookies to remember your settings and customizations

You can control cookie settings through your browser preferences, though disabling certain cookies may affect platform functionality. We don't use cookies for cross-site tracking or behavioral advertising.

Changes to This Policy

We review and update this privacy policy regularly to reflect changes in our practices, technology, legal requirements, and other factors. When we make significant changes, we'll notify active users via email and post updates on our website.

We encourage you to review this policy periodically to stay informed about how we're protecting your information. The "last updated" date at the top of this document indicates when the most recent changes were made.

Privacy Policy